Travel insurance has 4 main benefits.  

No 1 Personal Accident Benefits.

If there’s an accident during the trip causing permanent disability or death, a lump sum will be paid out. So make sure you put in the name of your nominee and the contact of your next of kin correctly.

No 2 Medical Related Benefits.

This can be said to be the most important coverage in a travel insurance policy.

Being injured or sick in a foreign country can be very costly and the challenge will be even greater if you are unable to communicate with the locals due to language barrier in times of emergencies.

This coverage also comes with emergency medical evacuation and emergency medical repatriation.

No 3 Travel Inconvenience Benefits.

This benefit is what makes a travel insurance a travel insurance.

It covers trip cancellation or cut short due to illness, missed flight connection, flight delay, luggage delays, theft of personal belongings and much more.   

No 4 Optional Sport Coverages.

Standard travel policies do not cover activities which are considered to be higher risk such as surfing, skiing, bungee jumping, mountaineering, sky diving, scuba diving and others.   

If you wish to go for these activities, please make sure you add this

optional sport coverages.